Auto Insurance Claims Process: Not-At-Fault Accident

Getting into a car accident is scary and worrisome in itself- the insurance claims process should not be another worry! Watch this video to find out what to do and some best practices to make sure your claims process goes as smoothly as possible.

CONTENTS:
00:00 introduction
00:34 First thing to do: Get a police report!
02:08 Call your insurance agent!
02:37 Wait to hear from your adjuster (24 hours)
03:00 Different scenarios for repairs
05:30 How they cover rentals
06:30 How they cover medical bills
06:50 What to do if you haven’t heard from an adjuster
08:28 What to do if the other person doesn’t have insurance
12:00 Uninsured motorist coverage
13:46 Exhausted limits- they can’t pay anymore!
16:05 Explaining state minimum liability limits

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