Ecuador Health Insurance: Private vs. Public IESS – EXPLAINED (2021)

Health insurance in Ecuador can be complicated and confusing, so we were very fortunate to have Carlos Ramírez from Blue Box Insurance stop by to explain it to us.

Blue Box is an insurance broker representing several health, auto and home insurance companies in Ecuador. They have an office in Cuenca, and they will be opening an office in Manta in April 2021.

Health Insurance in Ecuador is a bit different than the United States. You have the option of getting Private Health Insurance with one of Ecuador’s many health insurance companies.

Or, you can sign up for the Public IESS Health Insurance, which is Ecuador’s version of Universal Healthcare (Medicare/Medicaid). You’ll need your Temporary Residency Visa AND your cédula before you can apply for this plan.

Or, you can get both Private AND Public Health Insurance to make sure ALL your bases are covered. Since the cost of healthcare and health insurance in Ecuador is so much more affordable than in the United States, this is a viable option for many people.

If you have more questions about health insurance or healthcare in Ecuador, we recommend contacting a health insurance agent/broker directly since we are not experts on this topic. To get in touch with Carlos and his team, please visit their website at https://blueboxinsurance.com/ and be sure to tell them you saw this video on Live Abroad Now.

Watch our Ecuador Cost of Living video here: https://youtu.be/x7ZKIp9ZpRA

Check out our related blog post for more on this topic: https://liveabroadnow.com/ecuador-health-insurance-private-vs-public-iess

Ecuador Health Insurance Topics:
0:00​ Intro
0:48 Insurances They Provide
1:30​ Ecuador Health Insurance Explained
3:48​ Types of Health Insurance Coverage
6:16​ Health Insurance Deductibles
8:14 Health Insurance Prices
11:27 Claims Reimbursement
14:43 Conclusion

If you would like us to answer YOUR question in a future video, post it below and we’ll add it to our list. Or join us on Patreon for top priority: https://www.patreon.com/ameliaandjp

And be sure to check out our other channel, Amelia And JP, where we show you what it’s REALLY like to live in Ecuador: https://www.youtube.com/c/AmeliaAndJP/

DISCLAIMER: We are not responsible for your use of the information contained in this video, blog or linked from our web pages. We do our best to provide timely and accurate information. However, news, laws, guidelines, rules, regulations, etc. are often open to interpretation, change frequently and sometimes we make mistakes, so please check the links we reference before making decisions or travel plans. If you spot a mistake, please let us know so we can attempt to correct it.

#Ecuador #Expats #LiveAbroadNow