Getting Your First Credit Card

If you’re thinking about getting your first credit card, watch this!

Best First Credit Cards: https://www.youtube.com/watch?v=KJE_nh7sWoM
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How to Check Your FICO Credit Score for Free:
Your credit score is a rating of your credit risk and ability to repay loans. Discover offers a free service to check your score here: https://www.discover.com/free-credit-score/

0:00 Intro
0:34 How Credit Cards Work
1:10 Annual Fees
1:40 Annual Percentage Rate (APR)
2:07 Foreign Transaction Fees
2:23 Rewards
2:42 Issuing Banks
3:57 Application Process
5:12 Setting Up Your Card
5:38 Billing Cycle Explained
6:27 Credit Card Debt
6:44 Should You Carry a Balance?
7:00 Getting Denied for a Credit Card

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Music: https://www.bensound.com/royalty-free-music