When you compare Marketplace insurance plans, they’re put into 5 categories based on how you and the plan can expect to share the costs of care: Bronze, Silver, Gold, Platinum, and Catastrophic. The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription medications. Visit HealthCare.gov to see if you can get coverage outside Open Enrollment: http://hlthc.re/R6AlFe