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Every time your credit score is checked, the same is reported in your credit information report. the inquiries about your credit score are classified into two types – soft inquiry and hard inquiry. the credit inquiry classification depends on who is checking your credit score and why. usually, soft inquiries do not lower your credit score, but hard inquiries can.

What is a soft inquiry?
a soft credit check, commonly called a soft inquiry, can occur for a few reasons, including:

– when you check your own credit score/CIBIL score
– when an employer or landlord checks your credit score with your permission
– when a lender checks your credit score to sanction you a loan offer

➡️Hence it’s better to check your credit report from time to time and you can do it for absolutely free with OneScore.

A credit score is an important number in our financial life. Monitor your score, learn what affects it, and take action to build and improve your score for free with OneScore. Download now: (link in bio) .
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