Port your health insurance

Health insurance portability in India extends to all types of indemnity-based individual health insurance policies, family floater health insurance policies, and group health insurance policies.

This implies that regardless of your policy type, you have the flexibility to port it.

Moreover, neither the IRDAI nor insurers impose any charges for availing the health insurance portability feature.

This renders it an excellent choice for individuals seeking to switch to another insurer without concerns about additional expenses.

How do you benefit from transferring your health insurance policy?

Transferring your health insurance policy can present numerous benefits, enabling you to customize your coverage based on your current requirements and preferences, potentially leading to cost savings or improved benefits.

Here are some notable advantages of porting your health insurance policy:

🔹Preserve accrued benefits:

By transferring your health insurance policy, you maintain all the benefits accumulated in your current plan, including your NCB and waiting period credits.

This represents a notable advantage of porting, enabling you to change insurers without forfeiting the valuable benefits you have acquired.

🔹Obtain improved coverage or reduced premiums:

If you have acquired new medical conditions or need specialized treatments, you might necessitate a policy offering broader coverage or a higher sum insured to address these expenses.

Porting provides the opportunity to discover a plan that suits your distinct healthcare requirements.

🔹Opt for an insurer that responds better:

Many people complain about poor customer service, delays in claim settlement, or limitations in the network of their current insurers.

Porting provides an opportunity to transition to a provider that prioritizes satisfaction and delivers superior service.