What is Online Banking ?

Online banking is a process of undertaking banking transactions via the internet; hence it is also known as internet banking or net banking or web banking or digital banking.
Through the electronic payments system, users are enabled to access and perform a wide range of financial and non-financial transactions without the need to visit the financial institution’s branch.
Although most of the banks have robust banking security in place, they still face cybercrimes such as hacking and ransomware.

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